3.1 - Browser based using the latest encryption technology and verisign security. Institutions. The user can confirm their CDF Online session is encrypted by the appearance of a "lock" symbol at the foot of the browser.
3.2 - User(s) are issued with a Log-on Name and Password only after authorisation has been received. The first time a user logs on to CDF Online with a new or replacement Password they will be automatically prompted to change their Password.
3.3 - User(s) are able to transfer funds within their own accounts or to other clients’ accounts with the CDF and to accounts held at another Financial Institution. Direct Debit will only be allowed from an account that has been specifically registered with the CDF.
3.4 - If user suspects there has been or may be unauthorised access, the CDF can disable access immediately upon receipt of advice.
3.5 - Download of previous day’s data will be available from 9.30am each business day.
3.6 - Transfer of funds to external Financial Institutions will be processed once daily at 3.30p.m. on each business day.
3.7 - After 5 minutes an inactive web page will be automatically logged off by the system. A new Internet session must be commenced if the host session is inactive for a further 2 minutes.
3.8 - Access will be blocked if there are 3 successive unsuccessful login attempts during a 24-hour period (from Midnight daily). Access may only be restored through the CDF who will restore access after ascertaining identity of user.
3.9 - There are two levels of authorised access available for each account for each user.
3.10 - There is a record of all communication on CDF Online. All transactions processed through CDF Online are processed with normal "batch" transactions and will show on CDF hard copy reports.
3.11 - Credit/Debit External Payments will be subject to a daily default limit ($10,000), unless another limit is specified on the application form.
Victoria, Australia
